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"HARP Guidelines"
The HARP 2.0 Refinance program is was launched in March. Many underwater homeowners are still sitting on the sidelines wondering if they should give it a go.
They are skeptical as are many loan officers that HARP 2.0 will work. They may have already been turned down for [...]
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So this HARP refinance has been all over the news lately but do you really understand what it is? Do you know what makes the HARP program so special compared to the everyday loan programs that already exist?
Imagine that you live in a nice country home somewhere in central [...]
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Will BofA’s Split with Fannie Affect the HARP Refinance Program?
We have been getting a lot of calls this week from HARP Refinance customers serviced by Bank of America. The general gist of the call was that these customers had been told their HARP 2.0 Refinance was approved, many had scheduled closings, then at the [...]
Continue Reading →California HARP Refinance Can Obama’s Refinance Program Help California?
California (2012) – The HARP Refinance program has been met with both skepticism and relief by California homeowner’s. Who’s right about HARP?
Will HARP 2.0 help? Will the HARP Refinance program be another failure like HAFA, HAMP or one of the [...]
Continue Reading →HARP Refinance Program – Home Affordable FAQ #2
Already visited our Home Affordable Refinance Program (HARP) frequently asked questions version one? If not click that link, learn the HARP basics and come back to this.
Ready? OK, moving forward. What’s next?
Will I Need [...]
Continue Reading →HARP Refinance – Home Affordable FAQ
There’s a lot of confusion about the HARP 2.0 Refinance program. Your big four bank might tell you one thing and a professionally licensed mortgage lender might tell you another.
Who is right? It depends on your situation, but for the most part your big bank is desperate [...]
Continue Reading →Just how bad has Atlanta been hit by the housing crash? How many underwater homeowners does Atlanta have? Sadly, we’ve been hit pretty bad and we have nearly 400,000 homeowners that are underwater per Trulia.
As a percentage of homeowners just how many is 400,000? Well, it’s nearly 32% [...]
Continue Reading →HARP 2.0 Details Continue to Roll Out
Atlanta, GA - Since the initial announcement from the Obama administration in December there has been a steady flow of details release filling in some of the major questions regarding the HARP 2.0 Refinance Program.
Home Affordable Refinance Program (HARP) is designed to help you get a new, more affordable, more stable mortgage. [...]
Continue Reading →Underwater? Look at these Refi Options
So what does underwater or upside-down mean anyway? Technically, homeowners that OWE more than their home is WORTH are considered underwater or upside-down.
In the past, if your home was valued LESS than what you OWED on your MORTGAGE you were straight out of luck. However, in 2012, things [...]
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